Death verification and deceased screening
We provide documented death verification for due diligence, probate, collections, and insurance workflows—not a casual “did someone die?” lookup. A professional death verification service (and related death check service workflows) combines multi-source checks with alerts, timestamps, and negative search certificates when no obituary is found—so you can verify death status with defensible records.
Who uses this service
- Probate attorneys
- Estate administrators
- Debt recovery
- Insurance investigations
- Skip tracing
- Fiduciary compliance
16,000+ funeral home & obituary sources monitored
Continuous scans across decentralized publishers—not one-site lookups.
Continuous obituary monitoring
Portfolio and matter-level watches with automated re-scan schedules.
Timestamped audit records
Exportable logs that show what was searched and when diligence occurred.
Ongoing verification workflows
Repeatable process for probate, collections, insurance, and compliance teams.
TL;DR
- Use case: probate diligence, investigations, collections compliance, and insurance workflows.
- Method: multi-source verification + timestamps + documentation.
- Start here: death verification methods or the B2B process page: death verification workflow.
- See a sample court-ready verification report (illustrative deliverable layout).
Used for professional workflows
ObituaryMonitor is built for teams that need defensible records—not casual lookups.
- Probate and estate administration
- Debt collection and asset recovery
- Insurance claims and investigations
- Skip tracing and locate investigations
- Genealogy and heir research
- Financial institution estate processing
What you can show in the file
- Court-ready documentation
- Exportable verification reports
- Audit logs and negative search certificates
Real system interface
Audit timeline, search history & report exports
Death verification is not a single lookup—it is documented infrastructure: monitoring events, per-source search logs, match detection, and exportable certificates your team can retain.
View sample compliance report →Views
Timeline
Search log
Detection
Certificate
Monitoring timeline
Jan 15 – Mar 12, 2026 · 648 scans- Mar 12 · 08:42 UTCObituary match detected · Dallas Morning News
- 08:43 UTCAlert delivered · email + webhook
- 09:15 UTCAnalyst review · collection hold documented
- 10:18 UTCAudit log sealed · OM-2026-8842-AUD
Search history
Detection record
Robert J. Martinez
Dallas, TX · age 71
94% confidence · published Mar 11
Certificate of Diligence
OM-2026-8842
Sample decedent (illustration)
Sample jurisdiction (illustration)
sha256:e3b0…b855 · PDF
Illustrative interface—representative of Professional plan monitoring, audit exports, and diligence artifacts.
What is a death verification service?
A death verification service is a documented process used to confirm whether a person has died using multiple sources such as obituaries, funeral home websites, public records, and court filings. Financial institutions, lenders, and portfolio owners often call the same process deceased screening or mortality verification—it is the same multi-source workflow applied to a customer or account base rather than a single subject.
We provide documented death verification for due diligence, probate, collections, and insurance workflows—so teams can justify the work as a budgeted business expense, not a one-off web search.
Unlike a simple obituary search, a death verification service provides documentation, timestamps, and a repeatable workflow that can be used for probate, insurance claims, collections, and legal due diligence. If you’re starting from a consumer question, see how to verify if someone died.
Why professionals pay for this
- • Documented diligence (who/what/when)
- • Repeatable workflow across a portfolio
- • Timestamps + exportable verification history
- • Monitoring-based follow-up via obituary alerts
How you can use this service
Death verification and deceased screening can be delivered however your workflow needs it—as a system integration, a one-time bulk or batch screen, or continuous monitoring over time. All three options run on the same underlying matching and documentation.
API integration
Send verification requests programmatically and route structured results—confidence, evidence, source—into your CRM or case system.
Death verification API →Batch & bulk verification
Screen a customer list, matter list, or portfolio in a single pass—typically via the Verify API or a managed pilot—instead of checking names one at a time.
Batch verification via the API →Ongoing monitoring
Keep active watches on names so newly published obituaries surface automatically, with a timestamped history.
Obituary monitoring service →Banks, credit unions, and fintech teams screening customer portfolios have a dedicated path: death verification for financial institutions.
Which workflow do you need?
Death verification for probate
Court-ready diligence workflow for probate cases.
Death verification for probate →Skip tracing death verification
Portfolio workflow to reduce wasted work and compliance risk.
Skip tracing death verification →How to verify if someone died
Fast checklist and next steps when nothing appears.
How to verify if someone died →When you need a death verification service
These use cases commonly require proof, documentation, or a defensible workflow—especially when you must verify death status at scale or under compliance expectations.
Probate and estate administration
Death verification for probate and estates →Debt collection and asset recovery
Death verification for debt collectors →Insurance claims and benefits verification
Death verification for insurance claims →Pension and annuity verification
Death verification for pensions and annuities →Skip tracing and investigations
Skip tracing death verification workflow →Compliance and due diligence
Court-ready death verification guide →Genealogy and heir searches
Obituary and death verification guides →Financial institutions and unclaimed property
Death verification for financial institutions →Portfolio monitoring over time
Obituary monitoring service overview →Death verification vs obituary search
Swipe sideways to see all columns.
| Task | Obituary search | Death verification service |
|---|---|---|
| Find an obituary | Yes | Yes |
| Confirm death status | Sometimes | Yes |
| Monitor over time | No | Yes |
| Provide documentation | No | Yes |
| Provide timestamps | No | Yes |
| Suitable for probate | No | Yes |
| Suitable for collections | No | Yes |
For ongoing alerts, pair verification with obituary alerts and obituary monitoring.
What you receive (documentation & reports)
Professionals buy deliverables—documentation you can file, share, or defend. Exact exports depend on plan and workflow, but a strong death verification process should produce an audit-friendly packet, not just a link you found once.
Verification report (PDF)
A structured summary of what was checked, what was found, and the conclusion.
Sources checked
Explicit list of publishers, databases, or record types reviewed for diligence.
Obituary screenshots (if found)
Captured evidence of a matching notice when a public obituary exists.
Timestamped search log
Time-stamped record of monitoring and searches—useful for audits and disputes.
Negative search certificate (if no obituary)
Documentation that no matching obituary was found on monitored sources within the diligence window.
Monitoring log (if monitoring used)
Continuous coverage history when alerts and monitoring are part of the workflow.
Case notes / audit trail
Internal-ready notes that show consistent process across a portfolio of subjects.
Shareable verification page / QR (when available)
Some teams use a client-facing summary link or QR for quick handoff—availability depends on product configuration.
Need workflow-specific guidance? See verify death for probate and skip tracing death verification.
Death verification deliverables
Certificates, audit logs & negative-search proof
What professionals receive: structured exports that document both positive matches and continuous effort when no obituary publishes. Illustrative samples—not customer data.
Certificate of Diligence
Affidavit of Reasonable Search Effort
Report ID: OM-2026-8842
Subject
Sample decedent (illustration)
Sample jurisdiction (illustration)
Monitoring
57 days · 648 scans
Match · 94% confidence
Sources searched (sample)
- Local newspaper and funeral-home listings (sample)
- Memorial platforms in the monitored jurisdiction (sample)
- + 17,565 publishers in scope
Statute cited: Texas Estates Code § 308.051
sha256:e3b0c442…a495991b
PDF + audit logAudit log export
OM-2026-8842-AUDNegative-search ready
Same export format documents continuous scans when no obituary publishes—proof of diligence, not absence of effort.
Verification hash · CSV · PDF bundle
Negative search certificate
OM-2026-01-4421Subject
Margaret E. Thompson
Houston, TX
0
Matches found · 99.7% confidence
90 days continuous monitoring · 2,160 scans logged
- Houston Chronicle · Legacy.com TX feed
- Forest Park FH · Dignity Memorial network
- Hospital memorial pages · regional weeklies
Proves diligence when no obituary published—not absence of search effort.
sha256:9f86…a495
PDF + CSV audit logDeath verification workflow (overview)
At a high level, verification moves from obituary and funeral-home source discovery, to public records and probate filings when nothing appears, to documentation—including negative-search proof—and, where useful, ongoing monitoring. For the full operational process, evidence review, and match-confidence detail, see the death verification workflow page.
Source discovery
Obituary databases, funeral home websites, and public death-notice sources.
Public records & probate
Indexes and court filings when an obituary search alone doesn't resolve status.
Documentation
Sources checked, match outcomes, and negative-search proof when nothing publishes.
Ongoing monitoring
Active watches for cases that stay open, replacing repeated manual searching.
See the full death verification workflow → For governance, retention, and responsible-use documentation, see our compliance overview.
Strongest differentiator · negative search
Proving no obituary was found is operational infrastructure
Most obituary tools only celebrate a match. Professional death verification must also document continuous scans when nothing publishes—so diligence disputes do not devolve into “we searched Google once.”
- Useful when estates, creditors, or compliance ask what you checked before a notice appeared.
- Hard to commoditize—requires timestamped source coverage, not a boolean “not found.”
- Pairs with match certificates when an obituary later publishes—prior diligence is already on file.
Negative search certificate
OM-2026-01-4421Subject
Margaret E. Thompson
Houston, TX
0
Matches found · 99.7% confidence
90 days continuous monitoring · 2,160 scans logged
- Houston Chronicle · Legacy.com TX feed
- Forest Park FH · Dignity Memorial network
- Hospital memorial pages · regional weeklies
Proves diligence when no obituary published—not absence of search effort.
sha256:9f86…a495
PDF + CSV audit logHow this relates to obituary monitoring
If you’re verifying death status repeatedly, monitoring turns point-in-time searching into a continuous, timestamped workflow. That’s why death verification and obituary monitoring are often paired in professional settings.
Best obituary monitoring services
Buyer-intent comparison of monitoring providers.
Best obituary monitoring services →ObituaryMonitor vs Google Alerts
Tool substitution comparison for diligence workflows.
ObituaryMonitor vs Google Alerts →Frequently Asked Questions
Related death verification & probate resources
This topic connects obituary monitoring, probate timing, and exportable diligence—follow the cluster that matches your role.
Related professional resources
Continue along the death verification and monitoring path—workflow, deliverables, use cases, and service.